Enable Modern Authentication for Office 2013 & Outlook 2013(On PC)

Enable Modern Authentication for Outlook 2013

A common problem that I have been coming across lately is that since Microsoft increased the security for their Office 365 email services back in August 2022, I have been getting a lot of customers whose Outlook 2013 software will consistently ask for (but will not accept) the user's email account password. This problem is due to the fact that even though Office 2013 does support Modern Authentication, it's actually OFF by default!
Well, I finally found Windows registry modification instructions direct from Microsoft that ACTUALLY work! Applying these Registry modifications to your computer will activate Modern Authentication for your Office and Outlook 2013 software!
You will need to make some registry modifications, however... So back up your system's Registry information BEFORE making ANY modifications! 

Proceed at your own risk!

Method #1

Microsoft Office 2013 installed on a Microsoft Windows computer, does support Modern Authentication. But it needs to be enabled; as it is turned off by default! It was a more advanced security feature that was not as widely used at the time. 

To turn on the Modern Authentication feature, you will need to configure the following registry keys:

1. Open "Registry Editor"
2. Navigate to the Registry Keys below.
3. Create a new "DWORD (32bit Value)" for each entry listed below.
4. After creating each new "DWORD (32bit Value)", double-click the "DWORD" entry you just created and change its "Value" to 1.

HKEY_CURRENT_USER\Software\Microsoft\Exchange\
Key Type: DWORD (32bit Value)
Value Name: AlwaysUseMSOAuthForAutoDiscover
Value: 1

HKEY_CURRENT_USER\Software\Microsoft\Office\15.0\Common\Identity\
Key Type: DWORD (32bit Value)
Value Name: EnableADAL
Value: 1 

 

HKEY_CURRENT_USER\Software\Microsoft\Office\15.0\Common\Identity\
Key Type: DWORD (32bit Value)
Value Name: Version
Value: 1

Method #2

1. Make sure that Outlook and any other Office software applications are closed.
2. Open up the "Notepad" application; specifically Notepad! Do not use Word or Wordpad, etc.
3. Copy and paste the following text into Notepad:
   
   Windows Registry Editor Version 5.00
   
   [HKEY_CURRENT_USER\Software\Microsoft\Exchange] "AlwaysUseMSOAuthForAutoDiscover"=dword:00000001
   
   [HKEY_CURRENT_USER\Software\Microsoft\Office\15.0\Common]
    
   [HKEY_CURRENT_USER\Software\Microsoft\Office\15.0\Common\Identity] "EnableADAL"=dword:00000001
   "Version"=dword:00000001
   
   
4. Save the file with the file extension ".reg" instead of ".txt" in a location that's easy for you to find. For example, C:\Users\%USERNAME%\Desktop\Office2013_Enable_ModernAuth.reg.
5. Open File Explorer (formerly known as Windows Explorer), browse to the location of the ".reg" file you just saved, and then double-click it.
6. In the User Account Control dialog that appears next, click Yes to allow the app to make changes to your device.
7. In the Registry Editor warning dialog that appears next, click Yes to accept the changes.
8. Next, you will need to sign out of your user account and sign back in for the change to take effect. You may even want to just restart your computer.

That's it! 
The next time you open Outlook, you should get the modern authentication login pop-up where you can enter your email account login information, and your Outlook email should work again!

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Taken from:
https://learn.microsoft.com/en-us/microsoft-365/admin/security-and-compliance/enable-modern-authentication?view=o365-worldwide

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Get Cash Back On Spending & Increase Your Credit Score!

Here are a few tips to help put some of your hard-earned money back into your bank account and wallet, and ALSO increase your Credit Scores!

1. I highly recommend using the website NerdWallet to find good credit cards, banks, loans, retirement plan ideas, etc. I have been using this website for YEARS and is such an excellent resource to better spend AND save your money!
   
   
2. Use cash back store cards for companies like the Amazon Store Card. It's not a full fledge credit card, so you can ONLY use it at that specified retailer. With Amazon specifically, you will get 5% back on all that you spend/buy (this does not apply to financed purchases, however). It's an over-glorified version of the espresso stand punch card. I typically get around $1000 back every year just by funneling payments through store cards like this!
   
   
3. If you drive a lot, go out to eat a lot, etc. Get a credit card that gives you cash back on those purchases. I personally love my Costco Visa card as you get cash back on Gas, Food, Costco Purchases, and a lot more. Another example, I have an American Express card that I use just for my cell phone bill and also gas, because I get 5% cash back on those payments through Amex as well. With Costco, I get around $500 back every year; with Amex about $100.
   
   
4. If you have money saved and just sitting in a regular old bank savings account, think of putting that into a ROTH IRA or a Certified Deposit; or even a high-interest (and thusly high balance) savings account. Something where your money can sit AND earn interest as it just sits; there are other options as well. But the premise is to earn money as your savings just sit. *Roth IRAs are complicated but you can typically remove what you have personally invested without penalty.
   
   
5. People with credit scores in the 800s use less than 5% of their available credit. So if you had a $8,000 credit line, you use only $400 at a time. While people with scores from 701 to 750 have 27% credit utilization. So don't go maxing out your cards!! Responsible purchasing, on-time bill payments, and low credit usage will get your scores up FAST and HIGH!
   
   
6. If you create an account with each of the Major Credit Bureaus, they sometimes have a "spending scanner" available on the user's account page. This "spending scanner" can scan your bank accounts for purchases that can be applied to your credit score! I jumped my score through Experian by 10 points just by using their "purchase history spending scanner"! But, only do this if you feel comfortable letting these companies access and scan your bank accounts... Is a Better Credit Score Worth Exposing Your Bank Data?
   
   
7. Lastly, and MOST importantly, set up weekly automatic bill pay through your bank or through your card account for any/all of the cards that you have set up. That way you don't get hit with a big ol' bill at the end of the month, or accidentally spend more than you have.

These are just a few tricks that I use to better spend and save my money, and I just wanted to share some of what I have learned. Hopefully, it's not a bunch of "I already know that" kind of stuff...
Hopefully, you found at least 1 thing useful from this post  

Feel free to comment/share any other tips and tricks you might have!